Card Payments
Make your customers work for you!
Built upon a wealth of experience in the payments industry, Your Independent Broker (YIB) has the current market knowledge and expertise to offer the right solution for your business.
We have a wide range of the latest mobile machines and fixed countertop machines on the market, with a built in tailored financial package that make sense to your specific business model. So whether you are a cafe, bar, restaurant or taxi driver, builder, window cleaner, we can eleviate your problem areas, making your everyday working life, work for you.
How do I choose the right card machine for my business?
We will be able to determine on your behalf, which product would best fit your business.
Are you a mobile business and need to take payments on the go (a mobile barista, a taxi driver, a plumber, an electrician or builder, a mobile hairdresser) We can provide reliable mobile card machines with an activated SIM so you aren’t reliant on a Wi-Fi connection.
With the advice and guidance your receive from us, you will ultimately spend less time worrying and spend more time getting paid.
How are my transaction rates calculated?
Based on your average annual card turnover (you can provide 3 months statements) and the types of cards you want to accept, we will be able to advise the best rates for your needs.
With our marketplace knowledge, we will secure you sustainable rates that will not start low and then increase like many larger companies out there. Our rates are sustainably low.
What is the difference between a card reader and a card machine?
Card readers have been known to be suitable for start up businesses, or business owners who think the initial turnover will be small, however the transaction fees are unnecessarily high.
It doesnt have to be this way. Card machines may look more suitable for bigger establishments, but they are equally suitable for start ups. The fees are sustainably lower and the secure connections and more reliable.
Cash Advance
Are you looking for finance? Cash advance is a great way to borrow money for business expansion, buy new equipment or simply assist with cashflow during a seasonal low period. Cash advance lends against the average monthly card turnover and is repayed by taking a percentage from your card takings every month. This means that with the traditional highs and lows of trade through the year, the loan repayment every month is reflected by the card takings.
Loyalty
Would you like to offer something a little extra to your loyal customers? Don’t have the need or budget for a full EPOS System? With Payment Loyalty you can offer a slick, comprehensive and frictionless loyalty scheme to all customers at the tap of their payment card.
At the tap of the card on payment, the card can be registered for the scheme and all future qualifying payments made by that card will be automatically assigned to the customers stamp card.